Ok folks, So I got back to Michigan two long weeks ago. Somehow in my head I thought I would immediately be able to map out what I was doing and what I wanted to do and how to make that happen. The thing is, I often take awhile to transition to new places. Home is full of familiar routines that I haven't engaged in recently, old projects that need finishing, obligations, distractions. I could write a list... jk, I just did. So I'm two weeks in and realizing that I've been stressed, that my environment has been chaotic and I haven't given myself anytime to adjust. Today I went to the beach and took some time. Next weekend I'm traveling so I'm going to keep being patient with myself. The one thing I was impatient about was money. I did some numbers in my head and to get to 5000 by the end of the year I think I have to keep my weekly expenses under 100 dollars every week. That doesn't count rent, utilities, phone, or insurance, but it does need to cove
Hi! I'm Lotto! I want to start by saying, I know that everyone has a different personal finance story. This blog is me sharing mine. It is by no means me saying "You can do this too" or "I've got the answers." I have a lot of privilege, a supportive community, and a little luck. I don't want to waste the opportunities they've granted me. Money has been on my mind these days, as has my ecological footprint. I know that as a consumer in America most of our cultural forces are contributing to my tastes, the things I think are needs, and how I budget my money. I also know that money and how we spend it is one of the most powerful tools any individual has for cultural change. I know that things don't look so hot for us millennials in the future. We need some changes in our world and it's not going to be cheap to get them. That's the selfless pitch. The selfish one is that I could be financially secure and I'm not. I would love to k